Annuities

An annuity is a financial vehicle that is designed to help you prepare for retirement. Simply put, an annuity is a contract between you and an insurance company. You pay the insurance company premium or purchase payments, and in exchange you get benefits only an annuity can provide.

Why consider an annuity?

Annuities can be a valuable addition to your overall retirement strategy because they offer tax deferred growth while you're saving for retirement, and dependable income after you retire- in some cases, for as long as you live.

Many annuities provide principal protection, lifetime income, an enhanced death benefit, and other options either built-in or optional and available for an additional cost. Plus, annuities can help you transfer wealth to your beneficiaries.

Which annuity may meet your needs?

Because no two people have the same needs or goals, we offer several types of annuities. Ask us which annuity may make since for your individual situation.

Fixed index annuities offer potential interest bases on positive changes in an external index, but without actually participating in the market.

Annuities are complex products that include many features and factors. It is important to understand the balance between all features available with any annuity. You should consult with a financial professional to determine if an annuity is appropriate for your needs.